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How to Send Tether (USDT-BEP20) with Gem Wallet

This guide provides step-by-step instructions for sending Tether (USDT) on the BNB Smart Chain (BEP20) network using the Gem Wallet app.

Things to Remember before Sending USDT (BEP20)​

  • Enabled USDT-BEP20: Gem Wallet installed and you have added a USDT-BEP20 wallet.
  • Double-Check the Network: Ensure the recipient’s wallet supports USDT-BEP20 to avoid loss of funds.
  • Verify the Address: Always confirm the recipient’s wallet address to prevent errors. Using a QR code reduces the risk of mistakes.
  • Maintain Sufficient BNB: Have some BNB (e.g., 0.01–0.02 BNB) in your wallet to cover Network Fees.

How to Send Tether (USDT-BEP20)​

  1. Launch the Gem Wallet App

    • Open the Gem Wallet app on your mobile device.
    • Tap on the USDT-BEP20 Wallet then hit Send.

    Open USDT Wallet Hit Send on USDT Wallet

  2. Input the Recipient Address and USDT Amount

    • Enter the destination address or use the QR code scanner.
    • Input the amount of USDT that you want to transfer.

    Enter Destination Address Input USDT Amount

  3. Initiate the Send Transaction

    • Tap on Continue to proceed. Gem Wallet will now calculate the network fees.
    • If your wallet has sufficient BNB to cover the network fee, you can proceed with the transaction as usual. Otherwise, you will encounter an error message stating, "Insufficient BNB Chain (BNB) balance...."

    Initiate Send Transaction Insufficient TRX Error

  4. Handle Insufficient BNB Error

    • If you see an error message stating "Insufficient BNB for network fee," it means you don’t have enough BNB in your wallet to cover the transaction fee. You can skip to Step 6 if you do not see any errors.

    • Fund BNB for Network Fees:

      • Go to the main screen of the Gem Wallet app.
      • Tap on "Buy" or "Receive" to add BNB to your wallet.
      • To buy BNB:
        • Select "Buy" and choose Smart Chain.
        • Follow the prompts to purchase BNB using a supported payment method (e.g., credit card).

      Buy TRX Buy TRX from Ramp

      • To receive BNB:
        • Tap "Receive" to display your BNB wallet address or QR code.
        • Share this address or QR code with an exchange or another wallet to transfer BNB to your Gem Wallet.
      • Wait for the BNB to appear in your wallet (confirmation time depends on the BNB Smart Chain).

      Send TRX TRX Received

  5. Retry Sending USDT-BEP20

    • Return to the USDT-BEP20 token in your wallet.
    • Repeat Step 2: Select "Send," enter the recipient’s BEP20 wallet address, input the USDT amount, and tap "Continue."

    Enter Destination Address Input USDT Amount

  6. Confirm the Transaction

    • Confirm the transaction details. Gem Wallet will show the Network Fee.
    • Tap "Confirm" to initiate the transfer.

    Network Fee Calculated Confirm USDT Send Transaction

    • Once the transaction is submitted, it will be processed on the BNB Smart Chain (typically within seconds due to BNB Smart Chain’s high transaction speed).
    • Check the transaction status in the Gem Wallet app or use a BNB Smart Chain explorer (e.g., BscScan) by entering the transaction ID provided by the app.
    • Confirm with the recipient that the USDT has been received in their BEP20 wallet.

Congratulations! You have successfully sent your USDT-BEP20 with Gem Wallet.