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What is Staking APR?

Staking APR (Annual Percentage Rate) is an annualized estimate of staking rewards before compounding. It is not a guaranteed return.

How is Staking APR Calculated?​

Staking APR is determined by several factors, including:

  • Network Reward Rates – Each blockchain sets its own staking reward rates based on token supply and demand.
  • Total Staked Amount – The more tokens staked in the network, the lower the individual APR, as rewards are distributed among all participants.
  • Inflation & Protocol Rules – Some blockchains adjust staking rewards dynamically based on network participation.

Stake OSMO OSMO Stake APR Status

How Gem Wallet Calculates the APR You See​

Gem Wallet works out each network's APR from live blockchain data. It takes the rewards the network pays out in a year, from new issuance or block rewards, and divides them by the total amount staked on the network. For example, Solana's APR comes from its inflation rate, total supply, and active stake, while TRON's comes from its block and voting rewards and the total votes.

You'll see APR in three places:

  • On the asset screen, before you stake, in the Balances section.
  • On the Stake screen, as the network's APR.
  • In the validator list, as each validator's APR.

Why Validators Show Different APRs​

A validator's APR is the network APR minus its commission, the share of rewards the validator keeps. A validator with 0% commission shows the full network APR. One with 10% commission shows 10% less. For example, a network APR of 8% becomes 7.2% with a validator at 10% commission.

A validator that's inactive, such as jailed, offline, or outside the active set, shows 0% because it isn't earning rewards. Rewards only accrue while your validator is active. See Understanding Staking Statuses and What Are Staking Validators?.

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On TRON, every Super Representative shows the same estimated APR, because each one sets its own voter share outside the commission field. See TRON Staking Rewards.

How Does Staking APR Differ from APY?​

  • APR (Annual Percentage Rate) only considers simple interest, meaning rewards are not automatically reinvested.
  • APY (Annual Percentage Yield) includes compound interest, meaning rewards are staked back into the pool, increasing overall returns.

Why Does Staking APR Change?​

Staking APR is not fixed and can fluctuate due to:

  • Changes in Network Participation – More stakers mean lower rewards per participant.
  • Transaction Fees & Rewards – Some blockchains include transaction fees in staking rewards, affecting APR.
  • Governance Decisions – Certain networks allow token holders to vote on staking reward adjustments.

Stake BNB

What Should I Consider Before Staking?​

  • Validator commission and status – A displayed APR should be considered alongside commission, performance, and slashing risk.
  • Reward handling – Some networks compound or distribute rewards automatically; others provide a claim action when supported by Gem Wallet.
  • Staking conditions – Activation time, unbonding periods, minimum amounts, and network fees affect access to funds and net rewards.

BNB Validators APR

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